KHIPP program

Kentucky Health Insurance Premium Payment Program

The Kentucky Health Insurance Premium Payment program is a voluntary program that pays for the cost of health insurance for Medicaid‑eligible persons with access to employer‑based insurance when it is proven “cost‑effective” to do so.

“Cost‑effective” means that it costs Aetna Better Health less to help pay your employer‑based health insurance costs such as premiums and copays, than to pay for all of the medical costs through Medicaid.

As a participant in the KHIPP program, you will get a payment for the monthly cost of your group health insurance including premiums, copays and deductibles.


Applying to the program

To apply for the KHIPP program you must complete an application. The application will have questions about your employer‑sponsored health insurance coverage. We will use this information to determine if you are eligible to participate in the program.

You may call Aetna Better Health of Kentucky Member Services at 1‑855‑300‑5528 (TTY 711), Monday through Friday, 7 a.m. to 7 p.m. ET, to have one mailed to you.

We will send you a letter in the mail after we finish reviewing your application. The letter will tell you if you have been accepted into the KHIPP program.

Member responsibilities

›If you are accepted into the KHIPP program, you will receive a letter in the mail that provides directions on how to get repaid for the cost of your group health insurance. It will be up to you to send a copy of each paycheck stub to the program.

›Also, as a KHIPP program member, you must tell us about changes such as:

  • ›Your insurance company changes
  • ›Your employer changes
  • ›Your insurance cost changes
  • ›Your address changes
  • ›Your personal information changes

Call our office if you have any questions or if you need to report any of these changes to your personal information.

Program termination

There may be times when you may need to drop your employer‑based insurance. For those situations, we will require notification from you to remove you from the program.

If you have any questions or need help, please contact Member Services toll free at 1-855-300-5528 (TTY 711).